No agents calling to sell you. Ever.
Your inbox stays clean. No quote blasts from dozens of carriers.
Connect your policy. We pull everything. No re-typing for each carrier.
AI shops for you. A licensed agent only when you need one.
140+ rules scan your policy for gaps, overcharges, and missing coverage your agent missed.
Shop the market in one flow. We handle the switch, cancellation, and lienholder notification.
New car? We swap it on your policy in minutes. At the dealership or from home.
Step-by-step coaching before you call. What to say, what NOT to say, and your exact coverage.
Monitors your rates every 90 days and before every renewal. Alerts you when savings are found.
Ask anything about your policy. Real answers from your actual coverage data, 24/7.
Our AI reads your policy like an underwriter, finds gaps, shops carriers, and monitors your rates. When it’s time to bind, cancel, or handle something complex — a licensed agent steps in.
Import both policies. We check if bundling saves money or if your current split is the better deal, find gaps in both, and fix them.
Import your dec page. We check for dwelling underinsurance, ACV vs replacement cost, missing endorsements, and shop better rates.
Need coverage before you drive off? Enter your VIN, we pull your existing policy, re-quote the market with the new vehicle, and you leave with a digital ID card.
Connect your carrier or enter your VIN. We find gaps (missing gap insurance, low BI, no roadside) and shop the market.
Not ready to switch? Just want to know where you stand? Get a free coverage analysis with a score from A+ to F. No obligation.
We walk you through what to do, what to say, and what NOT to say — before you call your carrier. Shows what your policy covers, then monitors your rates after the claim.
| Coverage | Before PolicySwap | After PolicySwap |
|---|---|---|
| Carrier(s) | State Farm + Travelers Split | Progressive (bundled) Bundle |
| Auto | ||
| BI Liability | 100/300 | 250/500 ↑ |
| Collision Deductible | $1,000 | $500 ↓ |
| Gap Insurance | Not included Gap | Included Fixed |
| Roadside Assist. | Not included | Included Added |
| Homeowners | ||
| Dwelling (Cov A) | $350,000 Under | $485,000 RC Fixed |
| Valuation | ACV Risky | Replacement Cost Fixed |
| Liability (Cov E) | $100,000 Low | $500,000 5x |
| Equip. Breakdown | Not included Gap | Included Added |
| Umbrella | ||
| Personal Umbrella | No policy Critical | $1M PUP recommended Quoted |
| Annual Total | $3,820/yr | |
4 minutes. $0 cost. 140+ rules. You’ll finally see the full picture.
Explore PolicySwap with sample customer data. See the dashboard, health check engine, coverage tiers, quotes, and more — no sign-up required.
Launch Demo