Last updated: April 2026. These disclosures are required by state and federal insurance regulations.
This information is for educational purposes only and does not constitute legal, financial, or insurance advice. Coverage needs vary by individual circumstances. Always consult with a licensed insurance professional for advice specific to your situation.
All policies are subject to carrier underwriting approval. PolicySwap does not guarantee policy issuance.
Quotes shown are estimates based on the information provided. Final premium may differ based on carrier underwriting, credit-based insurance score (where permitted by state law), and claims/driving history verification.
Savings amounts shown are estimates comparing your current premium to quoted alternatives. Actual savings depend on the coverage selected and carrier underwriting approval.
PolicySwap is a licensed insurance producer, not a financial advisor. Coverage recommendations are based on information you provide and general industry guidelines. They do not constitute financial, legal, or tax advice.
PolicySwap earns standard industry commissions (12-15% new business, 8-10% renewal) from carrier partners when you purchase a policy through our platform. This compensation does not affect the quotes you receive or our coverage recommendations. You pay the same premium whether you buy direct or through PolicySwap.
The Coverage Analysis Score and health check findings are based on general insurance industry guidelines, your state's specific requirements, and the information available from your imported policy. This analysis may not capture every aspect of your coverage situation. Some endorsements, exclusions, and policy-specific terms may not be reflected in the analysis.
PolicySwap assists with cancellation of your old policy as an authorized representative. You remain responsible for confirming cancellation is complete and that no lapse in coverage occurs. Always verify cancellation directly with your old carrier.
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PolicySwap carries Errors & Omissions (E&O) insurance to protect consumers in the event of a professional liability claim. Our E&O policy covers claims arising from negligent acts, errors, or omissions in the provision of insurance services.
PolicySwap does not: provide financial, legal, or tax advice • guarantee that any coverage level will be sufficient for your specific situation • file, adjudicate, or manage insurance claims on your behalf • store your SSN, driver's license, or credit card details beyond payment processing • share your information for marketing.